“To whom it may concern:
It is not my normal practice to write letters of appreciation, however I want to share with anyone who may be interested a short story of great success.
I am employed in a real estate driven company and have been hard hit by the recent economic downturn. My income made it extremely difficult for me to make my mortgage payments as they had previously been structured. It became abundantly clear to me that I was in desperate need of a modification of my exiting loan. My mortgage was held with Bank of America and I was in serious default status. I tried to modify my loan using the Making Home Affordable Plan; however, after months of effort, and making the trial period payments, I was informed that I was not eligible for that plan.
It became evident to me that I might need to seek professional help to resolve my situation. I had been introduced to Robert Fraijo many years back and asked him if he had any ideas that may help me in my situation. He listened to my story and suggested that I submit another request to Bank of America, because there were new options that were becoming available to people just like me. I followed Robert’s advice and sent in another request, along with the needed backup paperwork, only to be declined once again. Needless to say, I was becoming more discouraged and decided to give up on home ownership. I had made plans to sell my house and relocate with my wife and children to a smaller, more affordable home. I called Robert and let him know of my decision and he persuaded me to not give up just yet. He let me know that he had a contact at Bank of American that might be of assistance to me. He literally sent an email to the right person, and my modification was approved within 5 days. Needless to say, I am more than happy to be able to stay in my home and am looking forward to a great future.
Robert Fraijo has made a huge difference in my life, and I would recommend that anyone in a similar situation should contact him for his expert advice. While the real estate market continues to be difficult, it is reassuring to know that there are people like Robert out there willing to help anyone in need.”
P.S.
Laguna Niguel, California
“Robert Fraijo not only sold my home in a short sale, he saved me from having a foreclosure!! What he did was amazing. I am so grateful to him for his knowledge and years of experience in the short sale market.
I had a home that I purchased in 2005 for 1.4 million dollars. The home today appraised for $900,000. I listed my home with Robert Fraijo at First Team Real Estate. He brought me a real buyer within weeks. During the short sale process Bank of America foreclosed on my property with NO notice. I was very upset and confused as to why this would happen. Because of Roberts experience in this area he went to someone at the top of Bank of America and fought to get the foreclosure rescinded. He was successful in doing this and got my home sold under a short sale and saved my credit!!!
I am very thankful to Robert. I know that what he accomplished, the average Realtor could not have done!!!”
C.G.
Laguna Niguel, California
“We had two properties facing foreclosure. We had to sell them, and with the decline in the market there was no equity. We thought that we were stuck.
“Robert was so knowledgeable in this market and he gave us so many options that other Realtors never mentioned. He was working so hard to save our credit. He really cared what happened to us and really hung in there and worked out every problem. Robert saved our lives from financial disaster. It was nice to find someone who could really help and provide answers. I have on more property – if I ever sell, Robert will have my business.”
R. Hernandez
Placentia, California
“I count my lucky stars that I found Robert just in time to help me successfully sell my home in a short sale, when I feared that foreclosure might be my only option. The short sale that they negotiated saved me from foreclosure.”
I had unsuccessfully attempted to work with my bank on a loan modification of some kind for months, to no avail, and could no longer make my mortgage payments.
After meeting with Robert I knew he and his team were the right solution for me. They are experts at what they do, showing me dozens of lender short sale acceptance letters for homeowners just like me, and answering all my other questions – allaying my fears along the way. They even submitted an agent authorization form to my bank so that I wouldn’t get any collections calls as the process unfolded.
Best of all – THERE WAS NO COST TO ME. Now I’ve rented an adorable place while I get back on my feet – and, if I choose to…in two short years I could be working with Robert again to potentially buy another home!”
K.T.
Laguna Niguel, CA